From producers perspective:
IAT (Inorganic Additive Technology) - old technology not suitable for aluminum but good for copper based (soldered) - should be exchanged every 2 years
OAT (Organic Acid Technology) - can dissolve solder, so it is not suitable for copper - 5 years lifetime
HOAT lub SiOAT - new version combining IAT (silicon) and OAT (organic acids) - pushing out IAT fluids
NMOAT - for industry machines. Typically universal and compatible with most of materials used in heating/cooling installations. 7 years of lifetime
excellent information;
BTW
do you know where does the BMW coolant type 87 sits in your list ?