Turning your question around, do you think there might have been any advantages to originally equipping your vehicle with a fan clutch? Perhaps . . . there are times when a cooling fan is not needed. Consider the situation where a vehicle is driven at highway/autobahn speeds and there is plenty of air moving through your vehicle's radiator. Related fan clutch advantages include: reduced noise, quicker engine warm up (especially in cold climates), improved fuel economy and reduced parasitic power loss. Consider also that at higher road speeds, depending upon engine speed as dictated by gear selection and axle ratio, a clutchless mechanically driven cooling fan might actually be working
against the normal flow of air through the radiator.
You mentioned air conditioning in your vehicle. Is it possible that your vehicle is also equipped with a secondary electric fan - to supplement the volume of air flowing through your air conditioner’s condenser - as well as your vehicle’s radiator? Ordinarily, that electric fan would
only be needed when using the vehicle’s air conditioning.
If you spend considerable time in slow, stop-and-go traffic - where there is limited air flow through your vehicle's radiator, the fan clutch would likely be engaged most, if not all, of the time. So, the long term consequences,
given that scenario, are negligible. Also in your favor is the fact that the E9's little brother, the 2002, did not employ a fan clutch. This choice was probably dictated due to added cost, lack of space and additional weight. Some might argue that the more utilitarian 2002 was and is noisier than its more refined and sophisticated big brother, partly due to the 2002's constantly turning fan. In any event, even 2002s, when equipped with air conditioning, all seemed to employ a separate electric fan.